Physical Benefits: Abundance and Prosperity Spray increases a focus on one’s goals and prepare one to receive abundance, wealth, affluence, and prosperity. This product is great to be used for prosperity soak and meditation to open the root and heart chakras and help to release emotions of unworthiness and worry. It will assist in letting go of scarcity and poverty consciousness. This is excellent product for those who struggle and worry about money and want to move to a wealth consciousness.

Contains: WATER, ESSENTIAL OILS OF PINE, PATCHOULI, SPRUCE, ORANGE, GINGER, CLOVE, CINNAMON, BASIL, MYRRH, SAGE; CRYSTAL FREQUENCIES OF TIGER’S EYE, GREEN AVENTURINE, CITRINE, EMERALD, RUBY, AND SAPPHIRE (PURPLE); GOOD INTENTION, PIECES OF TIGER’S EYE AND QUARTZ CRYSTAL.

Directions: Hold a few inches above your head and spray 2-5 times. After spraying, visualize your pockets bulging, your bank account accumulating a higher balance, or any other image that you associate with money. Affirm repeatedly (5-10 times): I receive and am worthy of abundance, prosperity, wealth, and affluence! Use spray as needed! (For external use only)

NET WET - 5 oz.

FACTS:

NON-SUFFICIENT FUNDS (NSF)

81 percent of banks permitted overdrafts at ATMs and points of sale (POS), and most informed customers of the overdraft only after it occurred (88.8 percent for POS and debit transactions, 70.7 percent for ATMs)

Median overdraft fee is $27; a $27 fee for a single $60 instance, repaid in two weeks, translates into a 1,173 percent APR

Banks earned $1.97 billion in NSF fees in 2006, which was 74 percent of all service charges and six percent of net operating revenue

Banks with overdraft programs had higher NSF-related fee income than other banks

Customers with 5 or more NSF transactions over the 12-month period of the survey accounted for 93.4 percent of total NSF fees reported

Customers with up to four NSF charges paid $64 per year on average; those with 20 or more paid $1,610

Approximately one quarter of the banks with automated overdraft protection also assessed additional fees on top of the NSFs for retaining a negative balance

Accounts held by customers in low-income areas (media household income below $30,000) were more likely to incur overdraft charges than those in higher income areas; more than 38 percent of low-income accounts had at least one NSF fee, compared with 22 percent of upper-income accounts

Assuming the median $27 overdraft fee, a customer paying a $20 POS/debit overdraft in two weeks would pay an APR of 3,520 percent; a $60 ATM overdraft would be 1,173 percent; a $66 checking overdraft would be 1,067 percent

If overdraft fees are repaid more quickly, the resulting APR is actually higher

Accounts held by customers 18 to 25 are much more likely to incur NSF activity (46.4 percent)

POVERTY

Poverty is a reality in America, just as it is for millions of other human beings on the planet. According to the US Census Bureau, 35.9 million people live below the poverty line in America, including 12.9 million children.

This is despite abundance of food resources. Almost 100 billion pounds of food is wasted in America each year. 700 million hungry human beings in different parts of the world would have gladly accepted this food.

Here are some statistics on the nature of poverty and the waste of food and money in America.

-In 2004, requests for emergency food assistance increased by an average of 14 percent during the year, according to a 27-city study by the United States Conference of Mayors.

-Also in this study, it was noted that on average, 20 percent of requests for emergency food assistance have gone unmet in 2004.

-According to the Bread for the World Institute 3.5 percent of U.S. households experience hunger. Some people in these households frequently skip meals or eat too little, sometimes going without food for a whole day. 9.6 million people, including 3 million children, live in these homes.

-America's Second Harvest (http://www.secondharvest.org/), the nation's largest network of food banks, reports that 23.3 million people turned to the agencies they serve in 2001, an increase of over 2 million since 1997. Forty percent were from working families.

33 million Americans continue to live in households that did not have an adequate supply of food. Nearly one-third of these households contain adults or children who went hungry at some point in 2000.

U.S. Dept. of Agriculture, March 2002, "Household Food Security in the United States, 2000"